Client Area

Plan smart for tax-year end

Here’s how

Why review your finances now?

Tax rules and allowances can change every year. What worked last year may not be the most efficient approach today. Reviewing your savings, investments, and assets before 5 April ensures you’re making the most of available allowances and keeping your finances as tax efficient as possible.
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Key areas to consider

Pensions

Boost your retirement savings and benefit from tax relief.

ISAs

Use your ISA allowance for tax-free savings and investments.

Capital gains

Plan disposals to make use of your £3,000 exemption.

Inheritance tax

Take advantage of gifting allowances.

Other reliefs

Each individual has dividend and savings allowances, can make charitable donations, and more.
Tax treatment varies according to individual circumstances and is subject to change.

Act early

Many allowances are ‘use it or lose it’ and cannot be carried forward. Acting now can help you:
Reduce your tax bill
Grow your wealth 
tax-efficiently
Prepare for any upcoming rule changes

Next steps

Speak to an adviser today to:
Review your current position
Identify opportunities before 5 April
Plan ahead for the new tax year
Get in touch
Approver Quilter Financial Services Limited January 2026
Ablestoke is a trading style of Ablestoke Financial Planning LLP, an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority.

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Admirals Offices Main Gate Road,

The Historic Dockyard,

Chatham, Kent,

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Registered in England and Wales
Disclaimer: Some employee benefits & auto enrolment are not regulated by the Financial Conduct Authority’
Registered in England and Wales. Registered number: OC367708
Disclaimers: 
Some employee benefits, cash on deposit advice, auto enrolment, tax planning, inheritance tax planning, will writing, powers of attorney, trusts & estate planning are not regulated by the Financial Conduct Authority Tax treatment varies according to individual circumstances and is subject to change.

The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK